CommunityAll · 244 modelsUpdated Oct 12, 2026
Cars with the lowest 5-year total cost · Oct 2026
244 cars ranked by 5-year total cost of ownership, computed by the CarCost engine on one standard set of assumptions. Recomputed every Monday from the last 12 months; every row shows its source, n and date.
Where does your car rank?
Log 3 months of costs and CarCost ranks your car — only you see it
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Top cars by 5-year total cost
CarCost engine · 1,500 km/month · cash · HCMC fees · current prices
VinFast VF 22026 model · segment AProjected2026₫318MProjected
Wuling Hongguang Mini EV2023 model · segment AProjected2023₫338MProjected
VinFast VF 32024 model · segment AProjected2024₫377MProjected
Wuling Macaron2026 model · segment AProjected2026₫385MProjected
Wuling Bingo2024 model · segment AProjected2024₫468MProjected- Geely EX22026 model · segment BProjected2026₫507MProjected
- VinFast VF 52023 model · segment AProjected2023₫513MProjected
VinFast Herio Green2025 model · segment AProjected2025₫513MProjected- Wuling Grango2026 model · MPVProjected2026₫549MProjected
- Kia Soluto2019 model · segment BProjected2019₫551MProjected
See the other 234 cars and filter by your province and km/month in the CarCost appSee the other 234 cars in the app
Leaderboard FAQ
Answers use the same data and method as above.
How we rank (n ≥ 20, shrinkage, 5% trim)
- Real-world figures only with ≥ 20 cars, each with ≥ 3 months of data
- Scores pulled towards the segment average so thin samples can't jump to the top
- Top & bottom 5% dropped, anomalies filtered
- Not enough data: projected by the CarCost engine (1,500 km/month, cash, HCMC fees)
- No payment to add, hide or reorder anything
- Read the full methodology
Which cars have the lowest 5-year total cost in 2026?
In the data updated Oct 12, 2026, VinFast VF 2 ranks first with ₫318M, followed by Wuling Hongguang Mini EV (₫338M) and VinFast VF 3 (₫377M).
Why are some cars marked “Projected”?
When fewer than 20 cars of a model share data, CarCost estimates it with the engine on standard assumptions: 1,500 km/month, cash purchase, HCMC fees. The model switches to “Real-world” once there is enough data.
How is the 5-year TCO computed?
Total cost of ownership over 5 years — depreciation, energy, maintenance, tyres, insurance, fees and parking — computed by the CarCost engine at 1,500 km/month, cash purchase, HCMC fees and current data prices.
Can car brands pay to rank higher?
No. CarCost does not sell positions and every board uses the same public method. A row under review may be hidden temporarily, which never changes the other cars' ranks.